SSS launches EMV-equipped dual-function MySSS Card

The Social Security System (SSS) on October 1 officially launched the EMV-equipped, dual-function MySSS Card in line with the September 8 directive of Department of Finance Secretary and Social Security Commission ex-officio Chair Ralph G. Recto to deliver faster services to pensioners and members.

SSS President and Chief Executive Officer Robert Joseph Montes De Claro said the card serves as an official ID replacing the Unified Multi-Purpose Identification (UMID) card while also operating as a fully functional debit card linked to a savings account.

De Claro said the MySSS Card carries an EMV chip and is integrated with PhilSys eVerify and biometric authentication to provide members a safer and more convenient way to access benefits and loans and manage everyday transactions.

He added that the card merges social security services with digital banking so members can receive pensions and benefits, apply for loans, and use the card for shopping, public transport fares, and online purchases.

The card will be issued exclusively through SSS partner banks, beginning with Rizal Commercial Banking Corporation (RCBC) and later expanding to Asia United Bank, China Bank, and Union Bank of the Philippines.

De Claro said the MySSS Card will automatically serve as the main disbursement account for members and stated, “Once members apply for the MySSS Card, we will link their partner bank savings accounts to SSS for benefits, loans, and other proceeds.

They no longer need to enroll the MySSS Card in the Disbursement Account Enrollment Module (DAEM).”

Applications open today via the My.SSS Portal, with RCBC—through its DiskarTech platform—acting as first implementer.

“The SSS and RCBC partnership marks a significant milestone in the digital transformation of government services,” he continued.

“The MySSS Card’s rollout will expand as more partner banks join the program,” De Claro added.

“This will provide more options for card issuance and banking features.”

How to apply for the MySSS Card

The MySSS Card is available to all SSS members, pensioners, individual claimants, beneficiaries, and representative payees who meet the following requirements:

• Possess a permanent SS number;
• Have an active account on the My.SSS Portal with updated personal details, including local address, mobile number, and email; and
• Be registered with the Philippine Statistics Authority (PSA) under the National ID system, previously known as the Philippine Identification System (PhilSys).

Members with old SSS, UMID, or previous ID cards may apply for the MySSS Card to replace lost or existing cards.

De Claro said the MySSS Card application is simple and can be completed via My.SSS. “Members choose their partner bank—initially RCBC—and consent to data sharing between SSS, the National ID system, and the bank.”

After online verification and identity confirmation, members open a bank account either using their online app or by visiting a branch. For RCBC, members use the DiskarTech app to open the account.

The partner bank will produce and distribute the cards. Metro Manila residents will receive their cards within 15 working days, while those outside Metro Manila will receive theirs within 20 working days.