Over 25,000 workers register for expanded 4PH housing

More than 25,000 Filipino workers have registered interest in purchasing socialized housing units through the Pag-IBIG Housing Loan under the Expanded Pambansang Pabahay para sa Pilipino (4PH) Program, just three months after Pag-IBIG Fund launched its 4PH Online Registration system in June 2025, officials announced Friday, Sept. 5.

The strong turnout highlights the high demand among Filipino workers for affordable homeownership under the Marcos administration’s flagship housing initiative.

The Expanded 4PH Program now covers house-and-lot units in subdivision developments in addition to vertical condominium projects, with sites in Caloocan City, Cavite, Bulacan, Nueva Ecija, Rizal, Pampanga, Ilocos Norte, Bacolod, Zamboanga, and Davao.

“With more projects underway, even more Filipino workers are expected to benefit in the coming months,” officials said.

“The high number of registrants in such a short span of time clearly reflects the need of Filipino workers and their families for affordable homeownership,” said Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees.

“This user-friendly, transparent, and corruption-free digital solution under the Expanded 4PH Program allows us to bring homeownership within reach,” Aliling said.

“The tool also helps us match the growing demand with the available housing inventory, and eventually with the more than 251,000 socialized housing units committed by the private sector. This forms part of our many efforts to move us closer in fulfilling President Marcos’ vision of providing Filipino families with safe, decent, and secure homes under a Bagong Pilipinas.”

Pag-IBIG Fund’s Expanded 4PH Online Sign-Up Facility is a mobile-optimized platform that lets members browse available socialized housing projects, view unit photos, compute estimated monthly payments, and monitor registration status in real time.

Once registered, members undergo a preliminary assessment based on membership status, income, and other eligibility criteria before their information is sent to the National Housing Authority and the Social Housing Finance Corporation for validation.

Eligible homebuyers are then endorsed to the project’s partner developer to proceed with loan processing and purchase.

“We developed this online registration system with our members’ convenience in mind. It now allows them to easily explore housing options and indicate their interest, so we can reach out and assist them in completing their application,” said Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta.

“This further supports Secretary Aliling’s push for full digitalization in the housing sector, a key component of his 8-Point Agenda,” Acosta said.

“At Pag-IBIG Fund, we have always embraced digital transformation as a means of making our services better and more responsive to our members’ needs. Through this facility, first-time homebuyers can now begin their journey to homeownership with just a few clicks.”

Acosta also encouraged eligible members to take advantage of Pag-IBIG Fund’s Early Bird Promo, which offers a subsidized 3% housing loan rate fixed for 10 years for the first 30,000 qualified borrowers under the Pag-IBIG Housing Loan for the Expanded 4PH.

Under the loan program, members may apply for financing with subsidized rates for house-and-lot units priced up to PHP 850,000 or condominium units up to PHP 1.8 million.

Pag-IBIG Acquired Assets within the same price ceiling are also available for purchase under the program.

Interested members may register through the Expanded 4PH Online Sign-Up Facility at https://www.pagibigfundservices.com/MagpalistaSa4PH/.