LANDBANK, NCSC enable faster cash gift delivery for senior citizens

The National Commission of Senior Citizens (NCSC) and LANDBANK formally signed a Supplemental Memorandum of Agreement (MOA) on 01 July 2026 to institutionalize the nationwide digital distribution of cash gifts under Republic Act No. 11982, otherwise known as the Expanded Centenarians Act (ECA).

In support of President Ferdinand R. Marcos Jr.’s directive to accelerate digital transformation in government services, this partnership advances the government’s digital governance agenda by modernizing the delivery of cash incentives through secure and efficient electronic payment channels.

The Supplemental MOA was signed by NCSC Chairperson and CEO Atty. Ma. Merceditas N. Gutierrez and LANDBANK President and CEO Lynette V. Ortiz, with NCSC Acting Executive Director IV Ana Marie C. Calapit and LANDBANK Executive Vice President Marilou L. Villafranca serving as witnesses during the signing.

Atty. Gutierrez underscored this collaboration as a key milestone for NCSC in making government services more accessible to older Filipinos, particularly the country’s “milestone agers.” “By modernizing our financial delivery systems, we are not just distributing funds; we are actively eliminating barriers, reducing long lines, and delivering dignity, security, and respect to our older population,” said Atty. Gutierrez.

Senior citizens who reach the milestone ages of 80, 85, 90, and 95 are entitled to receive a ₱10,000 cash gift, while those who reach 100 years old are eligible to receive ₱100,000 cash gift under the ECA Program. Grantees with existing LANDBANK accounts may have their cash gifts directly credited to their accounts.

“The systems we build must always reflect real needs and lived experiences. At LANDBANK, we believe that true development is not merely measured by technological advancement, but by how effectively we use it to protect and care for the vulnerable sectors of our society,” said President and CEO Ortiz.

With LANDBANK’s weAccess internet banking facility and bulk crediting system, qualified ECA grantees will receive their cash incentives through a LANDBANK Perang Inimpok Savings Options (PISO) Plus Account, LANDBANK Visa Debit Card, or nominated bank accounts.

Those without an existing LANDBANK account may conveniently open one through the Bank’s straight-through account opening feature on the LANDBANK Mobile Banking App (MBA) or via the Digital Onboarding System (DOBS) at any LANDBANK branch, eliminating the need for lengthy paperwork.

For 2026, the NCSC is poised to disburse more than ₱3 billion in cash gifts to approximately 299,000 ECA grantees through multiple digital payment channels. As of May 2026, the NCSC has already served 75,922 grantees nationwide, with total cash gifts amounting to ₱801.79 million.