Home Credit secures leadership roles in CCAP to drive consumer protection and credit responsibility

Home Credit Philippines is reinforcing consumer protection, responsible credit use, and fraud prevention through an expanded leadership role in the Credit Card Association of the Philippines (CCAP), an organization that brings together financial institutions to promote safer credit practices for Filipinos.

CCAP recently appointed Cyrus Ching, Home Credit’s Late Collections Quality Assurance Manager as the 2026 Collections Committee Chairman. In this role, Ching represented Home Credit together with Atty. Jude Romano, CCAP Corporate Secretary and Home Credit’s Head of External Affairs at the association’s annual planning session in Taipei to help shape the industry’s roadmap for the coming year.

“Taking on this role allows Home Credit to share our best practices in operational discipline with the industry,” said Cyrus Ching. “Our focus is to ensure that collections processes remain empathetic and effective, ultimately helping Filipinos manage their financial obligations with dignity.”

Home Credit’s deepening involvement follows a year of significant contributions to the association. In 2025, Andrew Raymond Fernandez, HCPH Head of Digital Payments, chaired the CCAP Merchant Relations Committee. This consistent presence is mirrored by the company’s performance; the Home Credit Collections Team has secured the CCAP Fellowship championship for two consecutive years (2024-2025), a testament to the company’s focus on high-performance standards and ethical collections.

Beyond leadership appointments, Home Credit is a vocal supporter of industry-wide safeguards particularly the #FightBudol and Pilipinas Fraud Awareness campaigns which are designed to equip the public against fraud tactics. Home Credit recognizes that these efforts are increasingly important as social engineering tactics and digital fraud risks continue to evolve.

“As a BSP-regulated institution, we believe that making credit accessible must go hand-in-hand with making it safe,” added Atty. Jude Romano. “Our partnership with CCAP ensures that we are not just providing financial products and services but also building a resilient ecosystem through financial wellness campaigns and robust fraud prevention.”

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
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