Public can now invest with purpose: LANDBANK offers ASENSO Bonds via mobile app starting at PHP 10,000

The Land Bank of the Philippines (LANDBANK) is making sustainable investing more accessible than ever with the public offering of its fixed-rate, high-yielding ASEAN sustainability bonds from 28 January until 06 February 2026, or an earlier closing date based on market demand.

The bond issuance allows individual investors to start with as little as PHP 10,000 and conveniently subscribe through the LANDBANK Mobile Banking App (MBA), aside from LANDBANK branches.

Following strong demand from institutional investors, LANDBANK finalized the pricing for its ASENSO (Agriculture, Sustainability, Environment, and Socioeconomic Development) Bonds, with the Series B Bonds with a 1.5-year tenor offering a competitive fixed coupon rate of 5.1714 percent per annum, and the Series C Bonds with a 3-year tenor yielding 5.5615 percent per annum, paid quarterly from the issue date and subject to applicable withholding tax.

“The ASENSO Bonds allow Filipinos to grow their savings through attractive returns, while directly supporting projects that strengthen agriculture, protect the environment, create jobs, and uplift communities,” said LANDBANK President and CEO Lynette V. Ortiz.

“This is finance with purpose. This is capital with conscience — where every peso helps move the nation forward.”

Accessible Investing for All Starts at PHP 10,000

Designed to be accessible to more Filipinos, the ASENSO Bonds are available for a minimum investment of PHP 10,000, in increments of PHP 10,000 thereafter — significantly lower than other bank-issued bonds, which typically start at PHP 100,000 and some at PHP 500,000.

In a major step toward democratizing bond investing in the Philippines, individual investors may conveniently subscribe through the LANDBANK MBA, marking the country’s first-ever in-app subscription platform for a corporate or bank bond offering.

The bonds are also available over the counter at LANDBANK branches or through any authorized Selling Agents, making the investment process faster, simpler, and more accessible to Filipinos nationwide.

For interested investors without a LANDBANK account, the LANDBANK MBA’s straight-through account opening feature allows them to open a bank account and subscribe to the bonds directly through the Investments feature, all within the same app, without the need to visit a branch.

The LANDBANK MBA is available for free on the Google Play Store, App Store, or Huawei AppGallery.

Anchored on the theme “Ambag Natin sa Pag-ASENSO ng Bayan,” proceeds from the issuance will be directed to eligible green and social projects aligned with national development priorities.

These include renewable energy, energy efficiency, green buildings, clean transport, sustainable water management, pollution prevention, as well as social initiatives focused on food security, affordable housing, health, education, and employment generation.

LANDBANK retains the option to increase the total issue size beyond the initial PHP 5 billion minimum to accommodate strong investor interest.

China Bank Capital Corporation (Chinabank Capital) serves as the Sole Issue Manager, with LANDBANK and Chinabank Capital acting as Selling Agents.

Purpose-Driven, Development-Focused Investments

The ASENSO Bonds build on LANDBANK’s long-standing commitment to financing development initiatives that strengthen agriculture and fisheries, support rural development, protect the environment, expand access to essential services, and empower communities nationwide.

This commitment is evident in the lives transformed through the Bank’s interventions—such as from helping Nueva Ecija farmer Deodany Cara grow a modest family farm into a thriving high value enterprise, to enabling him to expand operations, support his family, and uplift fellow farmers in his community.

LANDBANK’s development impact also extends to clean energy, having financed the 18.2-megawatt Pulanai run-of-river hydropower plant in Bukidnon, which now generates reliable renewable power for over 54,000 households while reducing carbon emissions by about 154,000 tons annually.

At the same time, LANDBANK’s partnership with ASA Philippines Foundation, Inc. empowers women entrepreneurs across the country through accessible microfinance, supporting livelihoods, skills development, and family stability.

With LANDBANK’s support, ASA likewise pioneered the first Gender Bonds in the Philippines, reinforcing programs that advance women’s empowerment, inclusive growth, and gender equality.