PDIC launches K.E.Y. training to boost bank compliance

MANILA — The Philippine Deposit Insurance Corporation (PDIC) has launched its new K.E.Y. Training Programs for Banks on Deposit Operations, starting with a virtual pilot session on November 20, 2025, aimed at enhancing depositor protection and strengthening governance in the banking sector.

The K.E.Y. initiative stands for “Knowledge Foundations,” “Enhanced Governance,” and “Your Compliance Compass.”

It is part of a broader capacity-building effort designed to help banks better manage deposit operations and ensure regulatory compliance.

The initial rollout focused on the “Knowledge Foundations” module, which provided an overview of the PDIC’s role and key administrative issuances.

A total of 90 participants, including bank managers, compliance officers, and operations personnel, attended the session, representing 34 banks, mostly rural banks, and 12 bank associations across the Philippines.

PDIC Vice President Niño Ray L. Villaluna (Examination Group) first introduced the K.E.Y. Training Programs during the Rural Bankers Association of the Philippines (RBAP) 2025 Annual National Convention & General Membership Meeting, held on November 11, 2025, at the Conrad Manila in Pasay City.

Villaluna explained that the program “is a capability-building initiative to directly respond to requests from member banks engaged by the Corporation in the nationwide conduct of the PDIC-Bankers’ Dialogue series in the previous years.”

The training program supports the PDIC’s 2025–2028 Strategy Map by reinforcing the operational integrity of banks—particularly in the area of deposit operations, which form the core funding base of most financial institutions.

PDIC said the initiative is “designed to complement existing training programs for bankers,” while also aiming to “mitigate compliance risks, improve governance, and deepen their understanding of administrative issuances related to deposit operations.”

Succeeding sessions of the K.E.Y. Training Programs are scheduled for the second and third quarters of 2026.

These are expected to cover the remaining modules—Enhanced Governance and Your Compliance Compass.

Through this initiative, PDIC underscores its commitment to financial system stability by empowering banks to proactively engage with regulatory institutions and uphold sound governance practices.

“This approach seeks to strengthen institutional resilience and support the long-term stability of the banking system,” the agency added.