Pag-IBIG Fund Assets Top PHP 1.1 Trillion in Q1 2025

Pag-IBIG Fund’s total assets exceeded PHP 1.1 trillion as of March 31, 2025, highlighting its sustained financial strength and solidifying its status as one of the country’s top government financial institutions.

Assets rose by PHP 34.37 billion in the first quarter, up from PHP 1.069 trillion at the end of 2024, driven by growth in the loan portfolio, prudent investments, and strong member savings.

The Fund reported an equity base of PHP 776.52 billion, representing members’ equity, retained earnings, and reserves.

This financial position allows the agency to grow the value of members’ savings while continuing to provide accessible loan programs to its 16.55 million active members.

Pag-IBIG also reported PHP 21.29 billion in cash and cash equivalents, while expanding its investment portfolio to PHP 133.06 billion, reflecting a strategic focus on liquidity and income-generating placements.

Other major assets include property and equipment, investment properties, and various noncurrent assets, contributing to a diversified and resilient financial structure.

Earlier this month, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta reiterated the agency’s 10-year vision to declare at least 10% in annual dividends, expand digital access, and promote financial inclusion for underserved sectors.

The long-term plan supports national goals by strengthening the Fund’s sustainability and advancing inclusive home financing in line with President Ferdinand R. Marcos Jr.’s directive to improve the quality of life for every Filipino through affordable, dignified shelter.

In the first quarter alone, Pag-IBIG disbursed PHP 30.22 billion in housing loans.

Membership savings collections reached PHP 40.41 billion, up 41% from PHP 28.76 billion during the same period last year.

The Fund also posted a performing loans ratio of 94.13%, reflecting sound portfolio management and continued borrower discipline.