Home Credit, SM roll out Grand Pay Hulugan promo

Home Credit Philippines partnered with SM Appliance Center to launch Grand Pay Hulugan, a limited-time shopping promotion that offers discounted pricing and flexible payment options aimed at making essential home appliances more accessible to Filipino consumers.

The companies said the promo runs from Feb. 1 to March 31, 2026, and offers up to 45% off on selected appliances at participating SM Appliance Center branches nationwide.

The offer includes 0% interest up to 18 months and zero down payment, and it is exclusive to Home Credit customers.

Greater access to essential home upgrades

Grand Pay Hulugan covers a wide range of appliance categories, including televisions, refrigerators, air conditioners, washing machines, and audio equipment from leading global brands. Customers may also bundle up to three (3) items in a single transaction, allowing them to maximize savings while streamlining the purchase process.

Among the standout items under the promo are:

• Samsung 65” Crystal UHD 4K Smart TV
• Condura 1.5HP Split-Type Inverter Air Conditioner
• TCL 22 cu.ft. Side-by-Side Inverter Refrigerator

These items are available with 0% interest up to 18 months and zero down payment, translating to manageable monthly installments for customers.

Supporting a more seamless in-store experience

Through the partnership, Home Credit continues to strengthen its role as a shopping and retail support partner. At SM Appliance Center, Home Credit sales associates assist customers throughout the in-store purchase journey—helping them explore product options, available promotions, and payment arrangements—making appliance shopping more efficient and convenient.

“Our partnership with SM Appliance Center reflects our shared commitment to improving access to quality home appliances,” said Puneet Suneja, Chief Sales of Home Credit Philippines. “Through Grand Pay Hulugan, we support customers directly at the point of purchase and help make necessary home upgrades more practical and manageable.”

Nationwide retail collaboration

SM Appliance Center operates one of the country’s largest appliance retail networks, while Home Credit provides on-the-ground customer support across participating branches. The collaboration reinforces both companies’ focus on affordability, accessibility, and an improved in-store shopping experience.

Promo availability

Visit your nearest SM Appliance Center store, SM Appliance Center Website (https://www.smappliance.com/blogs/2026/grand-pay-hulugan1), or SM Appliance Center Facebook page (https://www.facebook.com/SMAppliance) to explore the full list of offers. Promo runs from February 1 to March 31, 2026 and is exclusive to Home Credit customers. Terms and conditions apply.

DTI Fair Trade Permit No. 245808, Series of 2026.