GSIS sets PHP 520 million emergency loan fund
The Government Service Insurance System has earmarked PHP 520.08 million in emergency loans for 21,153 eligible members and pensioners affected by public health and agricultural emergencies in La Union and Negros Occidental.
The financing offers government workers and pensioners access to immediate cash as families confront health expenses from a dengue outbreak and economic disruption from a pest infestation threatening sugarcane farms.
The assistance covers qualified active GSIS members and old-age and disability pensioners in Bagulin, La Union, and the province of Negros Occidental.
GSIS said the emergency loan forms part of its continuing commitment to provide immediate financial relief in areas placed under a state of calamity, disaster, or public health emergency.
Eligible members and pensioners in Bagulin may apply until Aug. 16, 2026, after the municipality declared a state of public health emergency because of a dengue outbreak.
Eligible borrowers in Negros Occidental have until Aug. 14, 2026, to apply after the province was placed under a state of calamity because of an outbreak of the red-striped soft scale insect affecting sugarcane plantations.
The separate emergencies show how public health threats and agricultural disruptions can strain household finances through medical costs, income losses, and damage to local livelihoods.
Active members must work or reside in an affected area to qualify.
Applicants must have no GSIS loan left unpaid for more than six months.
Active members must not be on unpaid leave and must have paid at least three months of premiums within the past six months.
Applicants must also have no pending administrative or criminal case.
After loan deductions, an active member must retain a monthly take-home pay of at least PHP 5,000.
Old-age and disability pensioners residing in the affected areas may also apply.
Pensioners must retain at least 25% of their monthly pension after all loan deductions.
They must also have no emergency loan overdue by more than six months.
The emergency loan is payable in 36 monthly installments at a fixed annual interest rate of 6%.
GSIS will not charge a processing or service fee, reducing the upfront cost of obtaining emergency financing.
Applications may be filed through the GSIS Touch mobile application.
Approved loan proceeds will be credited directly to the borrower’s automated teller machine account.
Additional information is available through the official GSIS website and social media channels.
Borrowers may email gsiscares@gsis.gov.ph or call the GSIS Contact Center at (02) 8847-4747 in Metro Manila.
Globe and TM subscribers may call 1-800-8-847-4747, while Smart, Sun, and Talk ‘N Text subscribers may call 1-800-10-847-4747.
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