DTI Launches PHP20M Loan Fund for Women MSMEs

Women entrepreneurs can now access up to PHP20 million in loans through the Women’s Enterprise Fund, officially launched by the Department of Trade and Industry (DTI) on June 27.

The program aims to empower women-owned and women-led micro, small, and medium enterprises (WMSMEs) by improving their access to affordable capital.

Loans range from PHP30,000 to PHP20 million with a 1% monthly interest rate on a diminishing balance, and repayment terms of up to five years.

Collateral is required only for loans exceeding PHP5 million, and borrowers may request a grace period under select financing windows.

Funds can be used for franchising, purchase order financing, business expansion, or recovery assistance.

“Women are a vital driving force in our economy. In fact, more than half of newly registered businesses are owned or led by women,” Trade Secretary Cristina Roque said.

“By providing accessible loans, we are empowering them further to grow their enterprises and create lasting opportunities for their families and communities,” she added.

SBCorp. President and CEO Robert Bastillo noted the agency has disbursed more than PHP8 billion in loans to WMSMEs to date.

The Women’s Enterprise Fund was introduced during the inaugural DTI Wedding Fair, a showcase of Filipino creativity and innovation in wedding concepts.

Interested applicants may apply through www.brs.sbcorp.ph and must submit a business permit, government-issued ID, bank proof, business photos, and applicable corporate documents.

SBCorp., a government-owned corporation under DTI, implements loan programs like Bayanihan CARES and RISE-UP, having disbursed PHP14.4 billion to nearly 72,000 MSMEs nationwide.