BSP, TransUnion launch e-learning module on credit scores

TransUnion Philippines, the country’s first private credit reference agency, has partnered with the Bangko Sentral ng Pilipinas (BSP) to develop an interactive credit education module aimed at improving financial literacy nationwide through the BSP E-Learning Academy (BELA).

The collaboration was formalized with the signing of a memorandum of agreement during the BSP’s 2025 Financial Education Stakeholders’ Congress on Nov. 18, 2025.

It marks the first time a credit reference agency will contribute educational content to the BELA, the central bank’s flagship digital platform for promoting financial knowledge.

The course, titled Understanding and Managing Your Credit Score, is expected to go live in 2026 and will be accessible to Filipinos through the BELA website and the BSP Mobile App.

It features interactive slides, scenario-based activities, and video content designed to help users understand how credit scores work and how to manage them effectively.

“TransUnion believes that access to credit begins with access to credit knowledge. This partnership with the BSP is a monumental step forward in our shared mission to champion financial literacy and financial inclusion across the nation,” said Peter Faulhaber, president and CEO of TransUnion Philippines.

“By introducing this interactive e-learning module on the BELA platform, we are empowering Filipinos with insights needed to build and maintain a healthy credit profile — unlocking better financial opportunities and establishing a strong foundation for a more financially resilient population, in line with the Philippines’ national goal of achieving upper-middle-income status,” he said.

The initiative addresses a growing demand for financial education, according to TransUnion’s 2025 Credit Perception Index, which found that 68 percent of Filipinos want access to more educational tools to improve their financial well-being.

The report also noted that 60 percent of Filipinos rely on social media for financial information.

To expand its reach, TransUnion plans to share complementary content through its social media channels to meet learners where they are.

During the congress, TransUnion Philippines was recognized by the BSP as a “Promising Financial Education Partner” for its efforts to promote financial inclusion and educational outreach.

The upcoming course will serve as a digital resource to help Filipinos develop better credit habits, broaden access to financial services, and contribute to inclusive economic growth.