BanKo, Generika Partner to Expand Affordable Healthcare Access

In a bid to bring quality healthcare closer to underserved Filipino communities, BPI Direct BanKo, Inc., A Savings Bank (BanKo), the microfinance arm of the Bank of the Philippine Islands (BPI), has partnered with Generika Drugstore, one of the country’s most trusted names in quality, affordable generic medicines. Generika Drugstore is part of AC Health Pharma Ventures under Ayala Healthcare Holdings, Inc. (AC Health), a wholly-owned subsidiary of Ayala Corporation.

This meaningful partnership bridges two essential needs often out of reach for many Filipinos: financial security and accessible healthcare. By working together, BanKo and Generika Drugstore aim to ease the everyday burden faced by low-income communities, where a single health emergency can derail a family’s finances.

Under the partnership, all new and existing BanKo clients get free membership to the GeneriKard Loyalty Program, providing them access to exclusive perks and rewards while enjoying the benefits of quality, affordable generic medicines and basic healthcare services.

“At BanKo, our commitment to financial inclusion goes beyond providing access to loans and savings. We recognize that true financial well-being include the ability to manage essential needs, like healthcare, without compromising a family’s budget,” said Rod Mabiasen, Jr., BanKo President.

“Through this partnership with Generika Drugstore, we’re making quality healthcare more accessible at mas magaan sa bulsa ng ating mga kababayan. By easing the financial pressure on our clients, we help them stay healthy and better equipped to provide for their families—reflecting BanKo’s brand of service: maaasahan, malalapitan, at mapagkakatiwalaan,” Mabiasen added.

BanKo clients can register and claim their  FREE GeneriKard Loyalty Card by visiting any BanKo branch nationwide. New clients may also avail of this offer when they open a deposit account or apply for a loan.

With  GeneriKard, members can earn and redeem reward points with every purchase across all Generika Drugstore branches nationwide. Clients can also enjoy benefits such as a 10% discount on imaging and laboratory services and a 5% discount on room and board in Healthway Medical Network (HMN) clinics and hospitals. These discounts help ease the cost of maintaining good health, making healthcare more affordable and within reach for Filipino families.

“We believe this collaboration will help strengthen Filipino families’ financial and health resilience. This partnership enables us to extend Ginhawang Generika directly to BanKo clients—our promise of ginhawa that for each customer that comes to our stores, we will be their healthcare ally by giving them access to quality affordable generic medicines while saving as much as 85 percent—savings that in many cases could spell the difference between their ability to purchase their medicines as prescribed or not at all,” shared Gino Guinto, Generika Drugstore President and CEO.

This partnership highlights the strong synergy between BanKo and Generika Drugstore’s shared purpose: BanKo empowering families to take charge of their financial future, and Generika Drugstore, helping them take better care of their health.

Together, they are paving the way for holistic community support, helping clients to manage health conditions more effectively and reduce financial risks from medical emergencies. This ultimately helps protect both family income and clients’ ability to repay their loans.

BanKo currently has 387 branches and branch-lite units across 77 out of the country’s 82 provinces. Meanwhile, Generika Drugstore has over 700 branches nationwide.

To learn more about GeneriKard benefits and rewards, clients are encouraged to visit Generika Drugstore’s website at https://www.generika.com.ph/generikard/. To visit the nearest Generika Drugstore branch, clients can check out the store locator https://www.generika.com.ph/store-locator/.