Bank your way with BDO’s Universal Teller Machine

You think certain bank transactions can only be done at the counter? Not anymore! With BDO’s Universal Teller Machine (UTM), everyday banking has become simpler and more convenient—giving you more ways to choose how you bank.

Whether you need to deposit your check, update your passbook, or make cardless transactions, the UTM enhances your banking experience with advanced self-service options.

“By integrating digital innovations into our expansive branch network, we empower more customers to bank in ways that suit their diverse lifestyles and needs,” says Cora A. Mallillin, BDO Branch Banking Group Head and Executive Vice President. “That’s why we are expanding the rollout of UTMs to more branches nationwide. With around 500 UTMs already installed, mostly in Metro Manila, more customers can enjoy flexible and hassle-free transactions.”

So the next time you plan a visit to a BDO branch, discover the following features that make the UTM smart and unique:

Fast check deposit, check! Now you can walk up to the UTM and deposit checks–as easily as depositing cash in a machine. The UTM lets you view your check details before completing the transaction, giving you peace of mind with an SMS afterwards.

Update passbook on the go. With the UTM, you can update your passbook at your own convenience—simply insert your passbook once prompted. Within seconds, the UTM will automatically update your records, saving you more time for things that matter.

Cardless transactions, cool! No card? No worries with the UTM. Choose your way: scan your fingerprint to access your account or generate a QR code via the BDO Online or BDO Pay app. It’s that easy, simple, and seamless.

Join the many BDO clients who have discovered UTM in BDO branches and are sharing their wow experiences on social media. Find the BDO branch and UTM near you by visiting www.bdo.com.ph and going to the branch and ATM locator.